Steven Grace Law

Debt Collection

man annoyed by debt collector

Using Statutes of Limitations to Defend Against Debt Collectors

One of the most frequent and critical questions I encounter in my practice concerns how to respond to demands from collection agencies. This is particularly important if you believe the debt is beyond the statute of limitations. Once a debt has surpassed this period, it becomes legally uncollectible. This means that neither the original creditor, […]

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Courthouse where citation to discover assets takes place

Been Served a Citation to Discover Assets in Illinois? Here’s What You Need to Know

Facing a judgment can be overwhelming, and a Citation to Discover Assets can add to the stress. Citations can disrupt household finances, potentially causing missed mortgage or rent payments if your bank account is unexpectedly frozen. If you’re navigating this process in Chicago, Cook County, or anywhere in Illinois, it’s essential to understand how it

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