FDCPA

Welcome to the final installment of our FDCPA for Beginners series. In Part 1, we covered key definitions and how to contest debts early on. Part 2 addressed common violations debt collectors commit during communication. Now, in Part 3, we delve into enforcing the FDCPA, calculating damages, and settlement agreements. Every day, millions of Americans […]

This section addresses the limitations and regulations governing debt collectors, specifically how, where, and when they can communicate with you. Understanding these regulations is essential, as they are fundamental to the Fair Debt Collection Practices Act (FDCPA). Throughout my career, I have encountered numerous accounts of debt collectors using abusive language. Degrading, offensive, and hostile

As my practice expands, I continually encounter new areas of law. One legal issue my clients face is interactions with debt collectors—specifically, when, why, and how they can contact you. The most significant statute governing these activities is the Fair Debt Collection Practices Act (FDCPA). This law is important because it empowers the courts to