Steven Grace Law

Student Loans

man reading that his student loans payments are due

End of Relief Programs Spells Trouble for Student Loan Borrowers

As the end of federal student loan relief programs looms, millions of borrowers face a daunting return to pre-pandemic repayment rules. With missed payments no longer counting toward forgiveness and late fees reinstated, the financial landscape is shifting dramatically. The expiration of these protections could stall the progress many have made toward financial stability, impacting credit scores and homeownership dreams. Explore the significant consequences of these changes and discover strategic approaches to navigating the complex world of student loans, including potential bankruptcy options. Don’t let your financial future be jeopardized—learn how to take control today.

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Student With Private Student Loans

How to Discharge Private Student Loans

Discharging private student loans in bankruptcy is notoriously challenging. The statutory framework governing student loans is designed to render most “educational” debt presumptively non-dischargeable. This means that when you file for bankruptcy under Chapter 7 or Chapter 13, your private student loan debt typically remains unaffected by the discharge order. This means you will still

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