Fight Back, Save Your Home, Breathe Easy Again
Facing a missed mortgage payment?
Don’t panic. There’s a better way forward. The pressure from your lender is real, but losing your home isn’t your only option. Illinois and federal laws offer powerful defenses you can leverage to stop foreclosure and find a better solution that goes beyond simply catching up on payments.
We can help you:
- Modify your mortgage: Negotiate a more manageable payment plan.
- Challenge unfair practices: Hold lenders accountable for illegal or misleading actions. If necessary, we can move your foreclosure case to federal court for serious violations.
- Buy valuable time: Delay foreclosure proceedings while you explore options.
Facing an unfair mortgage situation?
You’re not alone.
While the law often tilts towards banks, an experienced foreclosure defense attorney can level the playing field. Remember that stack of paperwork you signed at closing? It contains strict guidelines for lenders, and mistakes happen. Errors in chain of title, lender standing, and securitization processes are unfortunately common.
We don’t play defense. We proactively challenge lenders to prove their case by:
- Demanding the original mortgage note.
- Verifying their legal standing for foreclosure.
- Exposing Truth in Lending Act violations and potential rescission rights.
- Uncovering predatory lending practices and unfair servicing.
- Identifying fraudulent activities.
- Investigating any errors in the chain of assignment.
- Challenging the classification of your loan (residential vs. commercial).
- Holding lenders accountable for incomplete or incorrect documentation.
- Invalidating expired guarantees and sureties.
- Investigating software errors that may have led to wrongful denial of loan modifications.
Don’t settle for less. We fight for your home and your rights.
Our experienced foreclosure defense team understands the pressure you’re under.
Common Questions
What Happens If I Miss Multiple Mortgage Payments?
Behind on payments? Breathe. Your home isn’t lost. Illinois and Federal Consumer Protection laws offer powerful tools to stop foreclosure and find solutions. Whether your goal is to gain breathing room, secure your home, or challenge your lender in court, there are powerful legal options available to you. Contact us today for a free consultation.
How Long Does It Typically Take To Resolve A Foreclosure Case?
Unfortunately, there’s no one-size-fits-all answer. Every foreclosure case unfolds uniquely, impacted by factors like state laws, loan type, and potential legal challenges. While some can be resolved in months, others might take well over a year. However, our experienced team will dedicate ourselves to achieving the fastest possible resolution in your specific case.
My Lender Made Mistakes On My Paperwork. Can I Use That To Defend Myself?
Lender errors like TILA or HOEPA violations could be your key defense! We leverage state foreclosure laws and consumer protection acts to challenge faulty paperwork and stop foreclosure. Contact us today to explore your options.
How Much Does It Cost To Hire A Foreclosure Defense Lawyer?
While the specific legal fees for foreclosure defense vary based on case complexity, time commitment, and urgency, we understand the financial stress associated with this situation. Our firm prioritizes making legal representation accessible and affordable. We offer transparent fee structures and work with you to find flexible payment options that fit your needs.
